Just over a year ago, I sold a house. I took the proceeds from that and kept it in my checking account. My bank was quick to pounce. “Don’t you want to get a rate of return from that?” Well, that was a rather obvious question, but what could I do? They “helpfully” offered some…
In the last post, I reviewed my goals from a year ago when starting this website. 2022 Goals How Did 2022 Go? The stock market is (has been) quite a roller coaster ride. In one year, it has fluctuated from -8% to +10%. The graph below has five distinct “highs” and four distinct “lows” in…
This is ridiculous. With some effort, I was able to deploy an additional 4% of my cash into the market. I put 3% into the overall market (index funds), and 1% into short-term bonds and cash. I am unable to touch the rest of that cash due to the issues I talked about in the…
When I first embarked on my investment journey with this blog, I eagerly dived into the world of individual stocks, handpicking companies like Manulife, Great West Life, Enbridge, Pembina Pipeline, and even Pizza Pizza. The thrill of researching and identifying promising companies to invest in was exhilarating, and I believed I had chosen stocks that…
When I say that I was sitting in cash on this blog, I usually mean it literally. It’s usually money parked in my checking account or my brokerage cash account. I just checked my bank’s website, and they proudly say that “no interest is payable” on most accounts. To be fair, until recently, there wasn’t…
After some maneuvers, as mentioned in the last post, my portfolio is now only 16.5% cash. For all intents and purposes, I’m close to meeting my goal of being fully invested. Only a few more percent to go. I’m close to calling mission accomplished. I will find it increasingly more challenging to invest the rest…
I wrote in the last post that I was not satisfied with any of the so-called money market or short-term bond funds available in Europe. It was a real problem because I wasn’t comfortable investing more cash into risky assets. And there were no safe assets. Today I had a bit of an epiphany on…
In the last couple of days, I’ve decided to push some more money into the market in a very conservative way. Extremely conservative. I put 13.5% of my portfolio in Canadian ultra-short-term bonds using the BMO Ultra Short-Term Bond ETF (ZST). BMO Ultra Short-Term Bond ETF has been designed to provide exposure to a diversified…
Getting AI to write these things is addictive. I just want to say that I have put a significant amount of my cash into a short-term bond fund paying 4.5% per year. I’ll hold that until there is something better to invest in. But then I asked an AI to write that out for me,…
This post was written by an AI… Not bad, eh? Investing your spare cash into ultra short-term bonds might seem wise, especially given the current interest rates of around 4.5%. But before you make any investment decision, it’s essential to understand what ultra-short-term bonds are, how they work, and the pros and cons of investing…
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