A couple of weeks ago, I appreciated the cash that I had in my account in 2022. It probably protected me from a depressing year last year. And having too much cash seems like “an excellent problem to have,” all things considered. I thought perhaps having more cash would be a permanent portfolio feature. Probably…
When I initially set out to define my investment goals, I had bought into a prevalent belief: time in the market beats timing the market. And that’s generally true. Schwab published a study that showed that someone with absolutely perfect timing – investing $2000 at the low point of the index every year – just…
When I started this blog, I had several long-term goals. They were around reducing my uninvested cash and returning me a reasonable rate of return. This has been a tough year for investing in the stock or bond markets. The worst on record for the bond market and a rocky year for stocks too. A…
I want to add some money to the market, but I can’t choose an appropriate investment. It feels a bit foolish to still have so much money sitting on the sidelines right now. But I have this funny feeling that investors have taken so many losses this year that many might want to trim their…
There are 100 different examples of “financial things breaking” this year, but one that isn’t often discussed is how the bond market and the stock market rarely (if ever) crash simultaneously. The S&P 500 is down nearly 24% year-to-date, and the Bloomberg U.S. Aggregate Bond Index has surrendered about 16%. Should both indexes finish the…
I am not a trader. I do not try to time the markets. Still, I am human. I watch the stock market go through a couple of days of irrational rallies and a couple of days of irrational falls… Up, down, up, down, down, up, up, down… it’s like a Super Mario Nintendo secret code….
I updated my Goals Page tonight to indicate my current cash-on-hand position – 50.3%. This is well short of my goal of 10%. The choppy and declining markets have helped me to decide to stay in cash during this year. For those that say, “but what about inflation eating the value of that cash away!”…
I woke up this morning early. Early for me, that is. My dog woke me up at 6am, and I couldn’t fall back asleep after. So I doom scrolled on my phone until 7am, and finally got out of bed and started working. Now I know most people wake up at 6am, 7am, 8am to…
While the market mostly recovered in the afternoon, I took the opportunity to sell my two Canadian bank stocks – CIBC and BNS. This was sold at a bit of a loss. BNS lost almost 7%, and CIBC lost almost 1%. As I said in a previous post, I am overweight on Canadian Banks. I…
With the recent stock rally, I was just getting comfortable again. Almost all my holdings are up from their purchase price. And here we go again. There are some rumblings about the next economic disaster on the horizon. Famous investor Michael J Burry (featured in the book and movie, The Big Short) filed a form…
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