Coins of Silver American Money Cash

Deploying the Cash

Byadmin

I posted yesterday that I had the following investment mix:

  • US Index ETFs: 26.4%
  • Cash: 18.2%
  • World Index ETFs: 12.5%
  • High Dividend ETFs: 10.3%
  • Preferred Shares: 9.5%
  • Actively Managed Funds: 7.8%
  • EU Index ETFs: 7.2%
  • RRSP: 5.7%
  • Single Stocks: 2.4%

After chatting with ChatGPT about it (yes, really), I needed to deploy some of that cash.

  • US Index ETFs: 24.3%
  • Bonds and Preferred Shares: 14.3%
  • World Index ETFs: 11.5%
  • Cash: 10.5%
  • High Dividend ETFs: 9.4%
  • Actively Managed Funds: 7.6%
  • EU Index ETFs: 6.7%
  • Money Market ETFs: 6.3%
  • RRSP: 5.2%
  • Single Stocks: 4.0%

Even ChatGPT was alarmed by the high cash position, which was earning no interest. So I decided to allocate some of that money to money market funds (YCSH) and short-term bond funds (XSB). These things pay 2%-4% per year, but that is better than 0%.

I also took the opportunity to reduce my exposure to preferred shares (FFN) and some tech shares (YMAG).

I also bought some single stocks for the public portfolio – Coursera, Alphabet, and Amazon. I like the stock.

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