Magnifying glass lying on banknotes

All My Stock Index Funds, Ranked by Total Return

Byadmin

So, it turns out that I currently own eight stock index funds across my various brokerage accounts. So, here’s my attempt to examine their returns over the past ten years.

The index funds I own are:

  1. VFV (Vanguard S&P 500 Index ETF) – 14.60% 10-year return, 1.29% yield, 0.09% fee, 0.2% of my portfolio
  2. VUAA (Vanguard S&P 500 UCITS ETF) – 11.56% 10-year return, 0% yield (accumulating fund), 0.07% fee, 6.1% of my portfolio
  3. SCHD (Schwab U.S. Dividend Equity ETF) – 10.93% 10-year return, 3.7% yield, 0.06% fee, 8.1% of my portfolio
  4. ZLB (BMO Low Volatility Canadian Equity ETF) – 10.03% 10-year return, 2.85% yield, 0.35% fee, 1.5% of my portfolio
  5. DGRO (iShares Core Dividend Growth ETF) – 9.52% 5-year return, 2.57% yield, 0.08% fee, 6.9% of my portfolio
  6. VWCE (Vanguard FTSE All-World UCITS ETF) – 9.41% 5-year return, 0% yield (accumulating fund), 0.22% fee, 16.6% of my portfolio
  7. VT (Vanguard Total World Stock Index Fund) – 7.52% 10-year return, 2.12% yield, 0.07% fee, 7.6% of my portfolio
  8. WDIV (SPDR S&P Global Dividend ETF) – 2.89% 10-year return, 5.39% yield, 0.5% fee, 1.5% of my portfolio

I’m happy to see that there is only one terrible index in there, WDIV, and I guess I should get rid of that and put it back into VFV. It also has the highest fee of the bunch.

VT is not great, but it invests in every stock worldwide. I like the idea of that.

My investment weighting seems to be off. I invest very little in my best-performing index fund. And invest more in underperforming ones. I might do some redistribution later today.

Why Do You Own So Many?

A fair question.

In Europe, I can’t buy any of the US ETFs, so my choices are simple – VUAA and VWCE. I like that they DON’T pay a dividend, so I don’t have to pay taxes on them until I sell.

In Canada, as you’ve read on this blog, I struggle to find the tradeoff between long-term total returns and yield. So I want some of my money sitting in the S&P, as you see, but I also want to focus on companies that have a higher yield. So I’m split. I keep thinking that I will find a better ETF, but I can’t seem to find the perfect one.

I also have the idea to invest in world stocks, Canadian stocks, and US stocks. So, there are different indexes involved.

Conclusions / Decisions

  1. Sell WDIV
  2. Invest more cash into VFV.TO immediately
  3. Invest more in VUAA and VFV from now on

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