Let’s Get Serious

I estimate that I have about 20.8% of my investable net worth in cash right now.

My original 2022 goal was 10%. I briefly achieved that. But life gets in the way sometimes, and assets move around. And now I’ve drifted back up to 20%.

So I’ve decided to move some money around to make it easier for myself. I think I’ve mentioned before that I have about five or six different places where cash accumulates. And some of that makes it difficult to invest. Time to bite the bullet and move that money to a more convenient place.

So this coming week, I will go to work. By Friday, my goal is to be down to 10% again.

I even made a list of what I will invest in so that I don’t get analysis paralysis when it’s time for the money to get to work.

VFV, HYLD, HDIV, VUAA, VWCE…

Those are all variations of the S&P 500 index fund.

As much as I’ve been trying to avoid sticking it back into index funds, it’s very difficult to pick a good stock or alternative sector.

This is my promise. One week from today, down to 10% cash only.