Should I Consolidate?

So I found a cool tool to visualize a portfolio called “Portfolio Visualizer”.

I did my best to add my investments to be analyzed but I couldn’t add them all. I didn’t add any ETF that was less than 2% of my holdings. And I couldn’t find some of the ETFs, so I had to add ones that I thought might be similar.

Man, I own a lot of funds. At some point before the end of the year, I have to re-analyze each one to see what it’s doing for me.

Of course, this doesn’t include any money just sitting in cash. It’s only invested funds.

In order to get the tool to provide me with an asset allocation analysis, I had to remove all of the Canadian tickers and replace them with “roughly equivalent” US tickers. So, my money market and short-term bond funds had to become a generic US t-bill fund. And any of my Canadian equity investments became an iShares Canada ETF. Not entirely equally, but close for “allocation” analysis.

I’m OK with this: 69% in equities and 26% in bonds. I may be over-exposed to “international” if the US market remains the outperforming market of the world. But I do live outside the US, so I do need exposure to the real world and can’t isolate myself to only US stocks.

If I were to make any adjustment to the above graph, I might want to shave a few percent off of bonds and international equities and shift more into US stocks.

Maybe I’m over-exposed to Large Caps and should get more Small Caps in there. Although, not too much.